Modify My Payment

Experience the freedom to change your loan payment and terms, your way

Life changes — and your loan can, too. Whether you're looking to pay off your loan faster or lower your monthly payment, KCCU makes it simple with our Modify My Payment* option. With this self serve tool you can easily extend or shorten your loan term to create payments that fit your goals.

With Modify My Payment*, you can adjust your loan term to:

• Lower your payment by extending your term
• Pay off your loan faster by shortening your term

Loans you can modify:

• New vehicle / motorcycle 
• Used vehicle / motorcycle 
• New or used recreational vehicles 
• Signature loan 

Eligibility:

To qualify, your loan must:

• Be open for at least 30 days
• Be in good standing
• Meet credit score and payment history requirements

Get started:

You can request a modification through ItsMe247 Online Banking. Once you are logged into online banking click on the 3 dots next to the loan you'd like to modify and select 'Modify My Payment'. As always, you can contact us for assistance.

We're here to help you take control of your payments, your way!

*To qualify loan must be current and all accounts in good standing. KCCU Membership must be opened for at least 180 days. Loan must be open for at least 30 days and first payment has been made. Offer is subject to approval; your credit score and payment history will be considered. Request will be reviewed within 3 business days. Modify my Payment fee is $20 per request and will be charged when request is submitted. If a member is denied the service fee will be returned. Members are unable to change payment due date and/or interest rate with Modify my Payment, if you need assistance with these items please contact a Member Services Representative.