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Kellogg Community Credit Union
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Visa credit cards

many ways to save

Are you looking for ways to save money? Then you’ve come to the right place. A Platinum credit card from KCCU offers many ways to save.

packed with benefits

Our Edge and Elite credit cards offer value and benefits packaged especially for our members

Edge Card
Elite Card

Annual Percentage Rate

8.99-17.99% APR**
13.00-25.00% APR
Earn Rewards*

Points redeemable for merchandise, travel, and gift cards



5% cash back1 on purchases


Annual Fee

No Fee

No Fee

Balance Transfer

No Fee

No Fee

Cash Advance

No Fee

No Fee

Late Payment Fee

Up to $25

Up to $25

Foreign Transaction Fee

1.00% of each transaction in U.S. dollars

1.00% of each transaction in U.S. dollars

want more?

Qualifying members can enjoy rewards on both our Edge and Elite credit cards.

Edge card - Rewards

Earn uChoose Rewards* points when you make purchases
  • Earn points with the uChoose program for every dollar you spend
  • Redeem points for merchandise, travel, and gift cards
  • You can register your card and view and redeem points on the uChoose website
  • For questions on your uChoose account, please call 855.476.1881

Elite card - cash back*

  • Earn 5% cash back1 on purchases
  • Cash back is paid monthly into the Elite credit card account

Apply Now 

I need to…

* This service is based on credit score. Rewards and cash back program are available for applicants with a credit score of 700 and higher. Terms and conditions apply and are subject to change. Credit Card approval and rate depends on creditworthiness. 
** APR=Annual Percentage Rate. Edge card has 8.99–17.99% fixed APR when you open your account based on your creditworthiness. Edge CC Application and Solicitation Disclosure
† APR=Annual Percentage Rate. Elite card has 13.00%-25.00% APR variable APR when you open your account based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Elite CC Application and Solicitation Disclosure 

1 5% cash back limited time offer, valid from July 1 – August 31, 2024. After August 31, 2024, the cash back rate reverts to the standard 1%.