Visa credit cards
many ways to save
Are you looking for ways to save money? Then you’ve come to the right place. A Platinum credit card from KCCU offers many ways to save.
packed with benefits
Our Edge and Elite credit cards offer value and benefits packaged especially for our members
- Card Controls
- 24/7 Fraud monitoring
- Real-time card transaction alerts
- 28-day grace period for purchases
- Contactless cards
- Earn reward points* for merchandise, travel, and even cash back
- Open your card online from start to finish
- Mobile Wallet - Google Pay, Apple Pay, and Samsung Pay compatible
- Roadside Dispatch
- Auto Rental Collision Coverage
|
Edge Card
|
Elite Card | |
|
Annual Percentage Rate |
8.99-17.99% APR**
|
13.00-25.00% APR† |
| Earn Rewards* |
Points redeemable for merchandise, travel, and gift cards
|
5% cash back1 on purchases
|
|
Annual Fee |
No Fee |
No Fee |
|
Balance Transfer |
No Fee |
No Fee |
|
Cash Advance |
No Fee |
No Fee |
|
Late Payment Fee |
Up to $25 |
Up to $25 |
|
Foreign Transaction Fee |
1.00% of each transaction in U.S. dollars |
1.00% of each transaction in U.S. dollars |
want more?
Qualifying members can enjoy rewards on both our Edge and Elite credit cards.
Edge card - Rewards
- Earn points with the uChoose program for every dollar you spend
- Redeem points for merchandise, travel, and gift cards
- You can register your card and view and redeem points on the uChoose website
- For questions on your uChoose account, please call 855.476.1881
Elite card - cash back*
- Earn 5% cash back1 on purchases
- Cash back is paid monthly into the Elite credit card account
I need to…
- Report a lost or stolen card
- Request a replacement card
- Apply for a Visa
- Dispute a charge on my account
- Increase my limits on an existing Visa credit card
* This service is based on credit score. Rewards and cash back program are available for applicants with a credit score of 700 and higher. Terms and conditions apply and are subject to change. Credit Card approval and rate depends on creditworthiness.
** APR=Annual Percentage Rate. Edge card has 8.99–17.99% fixed APR when you open your account based on your creditworthiness. Edge CC Application and Solicitation Disclosure
† APR=Annual Percentage Rate. Elite card has 13.00%-25.00% APR variable APR when you open your account based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Elite CC Application and Solicitation Disclosure
1 5% cash back limited time offer, valid from July 1 – August 31, 2024. After August 31, 2024, the cash back rate reverts to the standard 1%.
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