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Kellogg Community Credit Union
Auto Loans
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auto loan

new & used vehicle loans

Now is the time to buy that vehicle you have been dreaming of! You can get better performance out of your budget and more miles out of your money when you finance a new or used vehicle at KCCU or refinance an existing vehicle loan from another financial institution.

loan application check loan rates AutoSMART Vehicle Search
apply now view rates search for a vehicle

KCCU benefits:

  • Competitive rates and flexible terms
  • Open your loan online from start to finish with eSign
  • 90 Day No Pay** option available
  • Quick and easy pre-approvals
  • No Pre-payment penalties


AutoSMART - for stress-free auto shopping

Discover our online car buying destination designed with the reliability and security to research, shop, and finance your next vehicle. Access local dealers committed to providing a shopping experience that is simple and easy.

Shop. Finance. Drive. 

  • Search from over 2 million new and used vehicles to best fit your needs
  • Access real-time dealer inventory
  • Build your car and compare prices
  • Get pre-approved with KCCU while you shop
  • Direct connection to our partner dealers
  • Schedule a test drive

Shop Now


how to get pre-approved for an auto loan:

Apply Online

Or, simply stop in at any of our branches or call a Member Service Representative at 269.968.9251. 


**To qualify member must have a credit score of 640 or higher, be current on all loans, the minimum loan value must be $10,000 or greater, and the loan must be closed at KCCU. Offer does not apply to refinancing of existing KCCU loans. Other restrictions apply.