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Kellogg Community Credit Union
Financial freedom
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loan rates

Loan Rates
Effective Date: Wednesday, April 24th, 2024
NameAPR as low asTerms
New Vehicle Loan
(2 model years and newer)
6.49% (up to 42 months) Terms available up to 90 months *
Newer Used Vehicle Loan
(3-5 model years)
6.99% (up to 42 months) Terms available up to 90 months *
Used Vehicle Loan
(6-10 model years)
7.99% (up to 42 months) Terms available up to 78 months *
New Rec Vehicle / Boat
(2 model years and newer)
7.99% (up to 54 months) Terms available up to 180 months *
Used Rec Vehicle / Boat
(3-10 model years)
8.49% (up to 54 months) Terms available up to 180 months *
Signature Loans 11.49% A convenient loan for any purpose
Visa Edge Credit Card 8.99% Great low rate!
Visa Elite Credit Card 13.00% Great low rate!
Checking Line-of-Credit 6.99% A perfect solution for small loans or spontaneous purchases!
Share Secured 5.00% Terms available up to 60 months
APR = Annual Percentage Rate. Rates are subject to change without notice. Subject to credit approval and other conditions. * Rates may vary based on term. Maximum term for 6 and 7 Model Year Vehicles is 78 months. Hybrid/Electric vehicles may receive a 0.25% rate reduction.
Edge card has 8.99%–17.99% fixed APR (Annual Percentage Rate) when you open your account based on your creditworthiness. Visa Edge CC Application and Solicitation Disclosure

Visa Elite card has 13.00%–25.00% variable APR (Annual Percentage Rate) when you open your account based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Elite CC Application and Solicitation Disclosure