You can count on your KCCU business adviser to assist you with all your lending needs. You can expect a fast turnaround since all decision making takes place right here in West Michigan by professionals who understand local dynamics.
KCCU business products
Commercial Real Estate Loans
Owner occupied
Loan to value (LTV) as high as 80%
Non-Owner occupied
Loan to value (LTV) as high as 75%
Competitive fixed or variable rates
Flexible terms
Competitive origination fee
SBA Loans
Options available
Startup businesses
Loan to value (LTV) as high as 90%
Lines of Credit
Secured and unsecured options
SBA loan options available
Interest only payments give control over managing your cash flow
Low closing costs
$250 annual fee
Equipment and Vehicle Loans
Up to 100% financing of purchase price
Fixed or variable rate options
SBA loan options available
Business Visa Credit Card
Fixed and variable rate cards
Rewards Program - coming later in 2025
Multiple cards per member
how to open a business loan
All business loans are originated, processed, closed, and serviced locally. Contact KCCU Business Services for a review of your needs and to get started today!