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business lending
You can count on your KCCU business adviser to assist you with all your lending needs. You can expect a fast turnaround since all decision making takes place right here in West Michigan by professionals who understand local dynamics.
KCCU business products
Commercial Real Estate Loans
- Owner occupied
- Loan to value (LTV) as high as 80%
- Non-Owner occupied
- Loan to value (LTV) as high as 75%
- Competitive fixed or variable rates
- Flexible terms
- Competitive origination fee
SBA Loans
- Options available
- Startup businesses
- Loan to value (LTV) as high as 90%
Lines of Credit
- Secured and unsecured options
- SBA loan options available
- Interest only payments give control over managing your cash flow
- Low closing costs
- $250 annual fee
Equipment and Vehicle Loans
- Up to 100% financing of purchase price
- Fixed or variable rate options
- SBA loan options available
Business Elite Credit Card with Rewards
- Competitive rates
- No annual fee
- Earn 1% cash back* on all your purchases
- Card Controls for online management
- 24/7 Fraud protection with mobile alerts
- Real-time transaction alerts
- Multiple cards per member
- Plus, access to exclusive promotions throughout the year such as bonus cash back offers, introductory rates such as balance transfer offers, merchant-based incentives and more!
*Maximum cash back you can earn monthly is $2500. Member may not pay credit card account negative to extend the loan amount on the card.
how to open a business loan
All business loans are originated, processed, closed, and serviced locally. Contact KCCU Business Services for a review of your needs and to get started today!
