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KCCU
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business lending

You can count on your KCCU business adviser to assist you with all your lending needs. You can expect a fast turnaround since all decision making takes place right here in West Michigan by professionals who understand local dynamics.

KCCU business products

Commercial Real Estate Loans
  • Owner occupied
    • Loan to value (LTV) as high as 80%
  • Non-Owner occupied
    • Loan to value (LTV) as high as 75%
  • Competitive fixed or variable rates
  • Flexible terms
  • Competitive origination fee
SBA Loans
  • Options available
    • Startup businesses
    • Loan to value (LTV) as high as 90%
Lines of Credit
  • Secured and unsecured options
  • SBA loan options available
  • Interest only payments give control over managing your cash flow
  • Low closing costs
  • $250 annual fee
Equipment and Vehicle Loans
  • Up to 100% financing of purchase price
  • Fixed or variable rate options
  • SBA loan options available
Business Visa Credit Card
  • Fixed and variable rate cards
  • Rewards Program - coming later in 2025
  • Multiple cards per member

how to open a business loan

All business loans are originated, processed, closed, and serviced locally. Contact KCCU Business Services for a review of your needs and to get started today!