Protecting Your Data: Practical Privacy Tips

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Protecting Your Data: Practical Privacy Tips2/1/2026

Two hackers with computer breaking into data base

In today’s digital world, protecting your personal and financial information is more important than ever. From online banking to mobile apps and social media, our data is constantly in motion. At KCCU, your security is a top priority—and there are simple steps you can take to strengthen your own data privacy every day.

1. Use Strong, Unique Passwords

Create passwords that are long, complex, and unique for each account. Avoid using easily guessed information like birthdays or names. A reputable password manager can help you store and generate secure passwords safely.

2. Enable Multi-Factor Authentication (MFA)

Whenever possible, turn on multi-factor authentication. This adds an extra layer of security by requiring a second verification step—such as a one-time code—before accessing your account.

3. Be Alert to Phishing Attempts

Fraudsters often pose as trusted organizations to trick you into sharing sensitive information. Be cautious with emails, texts, or calls that ask for personal or financial details. KCCU will never ask for your login credentials through unsolicited messages.

4. Keep Your Devices Updated

Regularly update your phone, computer, and apps. Updates often include important security patches that protect against the latest threats.

5. Review Privacy Settings

Check the privacy and security settings on your banking apps, social media, and other online services. Limit the amount of personal information you share publicly and only grant app permissions that are truly necessary.

6. Use Secure Networks

Avoid accessing financial accounts on public Wi-Fi. If you must use a public network, consider a trusted virtual private network (VPN) to encrypt your connection.

7. Monitor Your Accounts Regularly

Review your bank and credit card statements frequently. If you notice anything unusual, report it to KCCU immediately so action can be taken quickly.

8. Safely Dispose of Sensitive Information

Shred documents containing personal or financial details before discarding them. This simple habit can prevent identity theft.

Staying informed and proactive is one of the best ways to protect your data. By following these tips and partnering with KCCU’s commitment to security, you can bank with greater confidence and peace of mind.

If you believe your data privacy has been compromised, contact the following trusted sources promptly for assistance and guidance:

Your Financial Institution (KCCU): Report suspicious activity or potential data exposure immediately so protective steps can be taken on your accounts.
Federal Trade Commission (FTC): File an identity theft or data privacy complaint and get recovery guidance at IdentityTheft.gov.
Credit Bureaus: Place a fraud alert or credit freeze with the major credit reporting agencies:
Local Law Enforcement: File a police report if identity theft or financial fraud has occurred.
Internal Revenue Service (IRS): Contact the IRS if you suspect tax-related identity theft.

Acting quickly and contacting the appropriate sources can help limit damage and protect your personal and financial information.

Safeguarding your personal and financial information requires consistent awareness and thoughtful action. By applying these practical strategies and knowing how to respond if concerns arise, you can better protect yourself from potential threats. Together with KCCU’s dedication to account security, these measures support a safer, more confident banking experience.

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