rate drop mortgage now available

Enjoy up to a 1% APR* rate drop

Buy the house, but not the rate. Now you can move into your dream home without rates holding you back. Buy your home confidently, knowing that if rates drop within the first year, you can enjoy the freedom of up to a 1.00% APR* rate drop!

Our Rate Drop Mortgage can help you buy now and save later.

Apply now or talk with a mortgage lender today at one of our convenient branch locations.

_{*APR = Annual Percentage Rate. Limited time offer for new KCCU conventional mortgage applications submitted on or after 6/1/2024. One time rate reduction to then current rate, up to 1% APR, available within the first 12 months of the closed loan. Reduced rate applies to remaining term and balance. No adverse changes to credit, employment, or income. Minimum credit score 640 to qualify. $250.00 fee. Subject to approval. Other restrictions may apply. Contact KCCU for complete details. 800.854.5421. Equal Housing Opportunity. NMLS#585521. Federally insured by the NCUA.}