open a KCCU checking account and get $500*!

That's $500 you can put toward your savings, expenses, a weekend away, or whatever matters most to you!

Open a KCCU Personal Checking¹ or eChecking²and complete the requirements below within 60 days of account opening to receive your $500.

Enroll in Online Banking
Enroll in eStatements
Establish direct deposit of at least $500 per month into your checking account
Make 8 debit card transactions

If all requirements are met and your account is in good standing, the $500 bonus will be deposited into your checking account 60 days after it is opened. Make sure to mention the code "Checking500" when you are opening your checking account!

choose the checking account that works for you

personal checking

Keep everyday banking simple with convenient access to your money, easy-to-use digital tools, and friendly service from KCCU.

Account benefits:

No minimum balance requirements
No per check fee, no restrictions, or hidden charges^†
Free online banking and (up to 13 bills per month)
Free Visa debit card with access to more than 30,000 surcharge-free ATMs nationwide
Free online eStatements^† and check images
Checking line-of-credit and courtesy pay^‡ available

^†$3.00 fee applies for each paper statement (mailed monthly).
^‡$30.00 courtesy pay fee applies for each NSF item paid.

eChecking

Make your checking account work harder. KCCU's eChecking gives you all the benefits of a Personal Checking account plus the opportunity to earn a competitive 5.25% APY^on balances up to $15,000 when monthly requirements are met.

Earn up to $787 a year on your checking account by doing things you do every day like debit card transactions, online banking, paying bills, etc.

Easy monthly usage requirements:

Direct deposit into eChecking account (minimum $500 per month)
Minimum of 4 monthly online banking logins
Minimum of 20 monthly debit card transactions
Sign up to receive eStatements
Enrolled in bill pay

your $500* bonus starts here

Open a qualifying KCCU Personal Checking¹ or eChecking² account and take advantage of this limited-time $500 offer! Make sure to mention the code "Checking500" when you are opening your checking account!

To get started stop by one of our convenient branch locations or give us a call at 800.854.5421! You can also open your new membership account online today. Once your savings account is established, our team can help you open an eChecking account virtually by simply completing this form.

*Limited time offer. Offer subject to change at any time without notice. No minimum to open or earn. Membership required. Members cannot have an existing KCCU checking account. Limit one bonus per member. Member must reference the code "Checking500" to be eligible. To qualify for the $500 bonus, members must enroll in Online Banking and e-statements, establish a direct deposit of at least $500 per month into the checking account, and complete 8 debit card transactions within 60 days of account opening. All requirements must be met within 60 days of account opening. If met and the account is in good standing, the $500 bonus will be deposited 60 days after account opening to your checking account.

^APY= Annual Percentage Yield

1 Personal Checking account earns 0.00% annual percentage yield.

2 eChecking earns 5.25% APY on balances up to $15,000 per month. Balances $15,000.01 or greater will not earn interest. Rate is variable and is subject to change at any time without notice. No minimum to earn or open. Interest is calculated on an average daily balance for the month. Fees or other conditions may reduce earnings on this account. Must meet requirements to qualify for rate. Qualification requirements: monthly direct deposit into your eChecking account (with a minimum deposit of $500); minimum twenty monthly debit card transactions must post and settle to the account by the end of each month, minimum of four monthly online banking logins; and actively enrolled in bill pay and estatements. Rates accurate as of 9/18/2026 and are variable and subject to change without notice. Accounts may be subject to fees. Fees may reduce earnings. Other conditions may apply.