OMG! my home equity loan is FREE? raffle

Turn your home's equity into possibilities!

From now until August 31, 2025, when you open a new home equity loan or home equity line of credit of $20,000 or more you will be automatically entered for a chance to win up to $25,000^* to pay off your loan! Whether you’re remodeling, consolidating debt, covering wedding costs, or anything in between, KCCU can help you access the cash value in your home, so you can quickly get the funds you need!

Open a home equity loan today for a chance to win up to $25,000^*!

Apply Now

benefits of a home equity loan with KCCU

• Quick access to your funds
• Great rates
• Generous credit limits
• Low to no closing costs¹ available on most home equity loans
• Interest only payment options for lines-of-credit
• Borrow up to 90% of your home’s equity (for qualifying loans)
• Variable rate line-of-credit or fixed rate term loan

Learn more by visiting the home equity loan page.

how to get a home equity loan

Apply Now

Or, simply stop in at any of our branches or call a Member Service Representative at 269.968.9251. Interested in a home mortgage, real estate loan, or mortgage refinancing see our mortgage lending page.

^*OMG! (Oh My Gosh!) Raffle period is June 1 – August 31, 2025. Odds of winning depend on number of eligible entries received. All new fixed-rate home equity loans and lines of credit (HELOCs) of $20,000 or more opened within the raffle period will be automatically entered for a chance to win. Refinancing of existing KCCU home equity loans do not qualify, unless the loan amount is increased by a minimum of $20,000. KCCU will pay off one raffle winner’s home equity loan or HELOC balance up to $25,000. All loans are subject to credit approval. Not all applicants will qualify. Other terms and conditions may apply. Visit us online for raffle rules. A 1099 may be issued for tax purposes. Offer is available for a limited time. 

¹ Low to no closing costs available on most home equity loans except where an appraisal is needed ($450.00). Contact KCCU for complete details 800.854.5421. Equal Housing Opportunity. NMLS# 585521. Federally insured by NCUA.